Rates stated are the best available and are subject to change without prior notice.

Savings Rates

Type of Account	Min. Opening Balance	Min. Balance Required	Dividend Rate	APY*
Regular Savings	$ 5	$ 50	0.50%	0.51%
Checking	$ 50	$ 0	n/a	n/a
Money Market	$ 2500	$ 2500	2.05%	2.07%
IRA Savings	$ 5	$ 5	1.50%	1.51%
*APY = Annual Percentage Yield. Dividends are Compounded and Credited Daily, Dividend period is Quarterly. Minimum Balance to earn stated APY varies by account. Please contact your credit union for full details regarding these accounts.

Loan Rates

Loan Type	Rate	APR*	Term
Signature	12.00% up to $ 5000	12.00%	36 months
Share Secured	3.00% over Share Rate	n/a	120 months
New Vehicle	6.75%	6.75%	60 months
Used Vehicle (1-2 years old)	6.75%	6.75%	60 months
Used Vehicle (3-5 years old)	9.00%	9.00%	60 months
Used Vehicle (6 years and older)	12.00%	12.00%	60 months
Home Equity Line (80% financed)	Call for rate	n/a	n/a
Home Equity Line (90% financed)	Call for rate	n/a	n/a
*APR = Annual Percentage Rate.

Certificates Rates

Type of Account	Min. Deposit	Dividend Rate	APY*	Term
Share Certificate Account (simple)	$ 1000	2.60%	2.60%	6 months
Share Certificate Account (compounded)	$ 1000	2.75%	2.78%	12 months
Share Certificate Account (compounded)	$ 1000	2.85%	2.88%	24 months
*APY = Annual Percentage Yield.